Thursday, October 8, 2015

Are You Ready To Buy A Home?

The home buying process starts with finances.  For most people, it is the biggest financial decision that they will make.  So, it makes sense that you should be in a good place financially before beginning your home search, right?

You'd be surprised at how many people are either unaware of their finances or just simply are indifferent when it comes to that question.  Here is a great article from Money Under 30 that talks about getting your financial house in order.

If you are ready, and would like me to get you connected with a lender to start the process, contact me at any time!

Take care,

Sunday, October 4, 2015

Homeowner's Insurance

Insurance.  I don't have to tell you what it is or what is does... The interesting part of homeowner's insurance is how little we talk about it compared to health insurance and auto insurance.  I'm sure we use the other two more often, but even through my experiences within the real estate industry, I rarely get on the topic of homeowner's insurance with clients. 

With each standard contract that I write, clients receive a one-year home warranty.  I've had several instances where I've had clients use this warranty to their benefit, some clients have used it multiple times.  But, the insurance piece is one that I hope my clients remember to look into when something happens with their home after the first year.  

Let this post be a reminder to you to look into your insurance information and review your policy to see what is covered and what is not.  And when something happens around your home out of the ordinary, check again before you call a repair service just to be certain the situation isn't covered.  It sure can't hurt to check.  

Here is an article I read recently on homeowner's insurance that I felt I could pass along.  The article isn't overly heavy on details because each policy is different, but this is a good reminder of general information... 

Take care, 
Scott Morrison